For Individuals

Car & Consumer Finance Solutions

At Vita Finance, we make it easier to access the right finance for the things that matter, whether it’s purchasing your next car, funding a big-ticket item, or consolidating personal debt. Our team takes the time to understand your goals and match you with tailored lending options that work for your budget and lifestyle.

  • Consumer finance refers to personal loans or credit products designed for individual use rather than business purposes. This includes:

    • Car Loans

    • Motorbike or Caravan Finance

    • Personal Loans

    • Debt Consolidation

    • Holiday or Wedding Loans

    • Household Goods & Renovation Loans

    With access to a wide panel of banks, lenders, and specialist financiers, we’ll guide you through your options and help you secure a competitive offer without the stress.

Why Work With Vita Finance?

  • We Compare Lenders For You

  • Transparent Fees & Clear Advice

  • Quick Pre-Approvals

  • Solutions for Employed, Self-Employed & Credit-Challenged Applicants

  • Ongoing Support Throughout the Loan Term

Car Finance Made Simple

Whether you’re buying from a dealership or privately, financing a new or used vehicle, Vita Finance can help you:

  • Get pre-approved so you know your budget upfront

  • Compare interest rates from a wide range of lenders

  • Choose between secured or unsecured car loans

  • Understand your options around balloon payments or flexible terms

  • Structure your loan to suit your income and repayment goals

We also support self-employed and contract workers who may struggle to secure approval through traditional lenders. If your situation is unique, we know how to present your application clearly and professionally to help get it across the line.